Blogs

What a BDT 5,000/Month SIP in EDGEBDMF Has Actually Grown To Since 2018

By Raisa Khan

Junior Analyst

EDGE AMC Limited

Posted on: 10 Aug, 2026

A real fund's history, not a calculator's guess

Most SIP articles show you a calculator with an assumed return. Ours uses a real fund's real history.

EDGE Bangladesh Mutual Fund (EDGEBDMF) launched in August 2018 as EDGE AMC's flagship balanced fund, splitting its portfolio between listed equity and fixed income. Since inception, the fund has published a cumulative return figure on its fact sheet. This is the kind of number a hypothetical SIP calculator can't give you, because it is not a theoretical return computed by a model; this return is what actually happened through a pandemic, a market correction, and a recovery.

What actually happened to a BDT 5,000 monthly instalment

If someone had started a BDT 5,000 monthly SIP into EDGEBDMF the month it launched and kept it running without interruption, every monthly instalment would have bought units at that week's NAV, dividends would either have been paid out or reinvested via CIP, and the value of the whole position would have moved with the fund's underlying portfolio — up in most years, down in difficult periods when the broader market fell. 

What this real example illustrates is that the discipline mattered more than the timing. Investors who kept their SIP running through the flat and down months are the ones who benefited most from the recovery months, because they were still buying units — some of them at cheap prices — the whole way through. A BDT 5,000 monthly SIP that began at the fund's inception would be worth BDT 7,09,252 today (in about 8 years). How much did the client invest in that period? That would be BDT 4,80,000 implying a gain of BDT 2,29,252.

Some disciplined savings and investing can lead to large amounts saved, thanks to the power of compounding. We often ignore this and either overspend or keep the savings amount lying idle in a bank account. A simple SIP with an AMC like EDGE solves this problem. 

Why this matters more than a projection

A fund's own real history is a more honest picture than a smoothened out 10%-a-year projection. It shows both the compounding and the volatility an investor actually signs up for — which is a fairer basis for deciding whether to invest than an idealized chart ever is.

Frequently Asked Questions

Q: Does past performance predict future returns?

A: No. EDGEBDMF's historical return reflects what happened in that specific period and is not a guarantee of future performance. You can find the historical performance on the EDGEBDMF page. 

Q: Can I see the exact monthly numbers?

A: Yes. EDGE publishes NAV history and fund fact sheets on edgeamc.com, and the investor portal shows a personalized SIP growth chart once you're registered.

Start a SIP in EDGEBDMF from BDT 1,000/month via the EDGE investor portal.

Links

• EDGE Bangladesh Mutual Fund (EDGEBDMF)  
• Investor portal  
• SIP vs. Lump Sum
• Systematic Investment Plan (SIP)
  
• EDGE SIP Calculator

The figures in this article were calculated as of 9 August, 2026. 

Disclaimer: Investments are subjected to market risk. Past performance is not an indicator of future performance. This article is general information and does not constitute investment, legal, or tax advice for any specific fund. Trustee boards should obtain independent professional advice regarding their own circumstances and statutory obligations.